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Life's Greatest Moments

Life Insurance

  • Whole Life Insurance

  • Universal Life Insurance

  • Cash Value

  • Graded - Death Benefit Plans

Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person.

Whole life 

With a "Whole Life Insurance" policy or a graded death benefit plan, your policy will provide you with coverage for your entire life, as long as you pay your monthly premium. 

Universal Life 

Universal life insurance is a form of permanent life insurance that may provide life insurance protection along with the benefit of flexible premiums, and cash value buildup, similar to the savings element in whole life insurance.

Term Life 

Term life insurance provides coverage at a fixed rate for a limited period of time.

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